Financial Planning

In general, creation of the plan occurs over the course of three meetings:

  • First Meeting:  We get to know you, discuss your goals in more detail, confirm that the objectives of the plan meet your needs, and review and discuss your personal financial information. 
  • Second Meeting:  We review the work-in-progress financial plan, with a particular emphasis on your income and expenses, and your assets and debts.  We establish scenarios for your financial plan.  
  • Third Meeting: We present and discuss your financial plan, including specific recommendations for how to achieve your goals.  We also talk about ongoing financial planning. 

We meet with you for a one hour complimentary session to discuss your needs and goals and it gives us an opportunity to get to know each other.  It is important for us to gain an understanding of who you are and who we are. 

We talk about the process, including assessment of your spending, assets and debts, investments, outlook for retirement, tax strategies, insurance coverage and estate planning. 

Based on our discussion, we deliver a proposal for your financial plan, including its cost.  When you decide to work with us, we will send you a list of documents needed to get started on your plan.

Once we have created your financial plan, we can continue to work with you on an ongoing basis. Those changes that require ongoing decisions are best made with the help of a financial professional who knows your situation and can provide guidance. Scenarios that might require ongoing planning include continuing assistance with keeping on budget or help during life changes such as having a child, death, or divorce. 

We are part of a global financial network, each practice within the Alexander Beard Group is governed by its own country’s regulators

Contact Us Today: 650-260-7440